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Sunday, July 3, 2022

Post Office Scheme: Get Rs 16 Lakh In This Post Office Scheme By Just Investing So Much – Find Out

 

Post Office Scheme: Get Rs 16 Lakh In This Post Office Scheme By Just Investing So Much – Find Out





want to take extra risks. The Post Office offers a number of schemes that offer high returns on small investments. The Post Office Recurring Recurring Deposit Scheme is one such program. The RD post deposit account is a government-guaranteed program where good returns can be obtained by investing in small installments. Let us know more about this post-program.



પોસ્ટ ઓફિસમાં પૈસા જમા કરો છો તો જરૂર વાંચી લેજો, સરકારે બજેટમાં કરી મોટી જાહેરાત

What is an RD Post Account?
A recurring deposit account can be opened in the same way as a recurring deposit account can be opened in a bank. Where you can plant only 100 rupees per month. There is no limit to the maximum amount that can be invested.

 

Interest Rate on Post Office RD Account:
You must open a recurring deposit account in the mail for at least five years. Interest is calculated quarterly. This interest is then added to your account. According to the Indian Post Office website, the RD system currently earns 5.8 percent interest. The new rates went into effect on 1 July 2020. The central government has announced interest rates for small savings schemes.


16 lakhs on investment of Rs

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If you invest Rs. 10,000 per month on the RD Post Scheme. If you invest this for 10 years, you will get Rs 16.23 lakh at maturity. However, one thing to keep in mind here is that if you do not pay your recurring deposit in time, you will incur fines. You may be required to pay a fine of up to 1% for late installments. If you do not make payments in four consecutive installments, your RD account will be closed. Once the account is closed you can restart it within two months.

Luxury
You may open an RDP RD Account in your own or shared name. A shared account can be opened on behalf of three adults. Ongoing deposit will be for five years. However, you can extend it for another five years before it matures.
Also read: SBI warns all its customers, this could be a big mistake









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