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Saturday, August 29, 2020

Are you thinking of taking land for farming?

Are you thinking of taking land for farming?

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If you want to buy land for farming and you don’t have money to buy farm land, don’t worry now. State Bank of India, abbreviated as SBI, has come up with a solution to your problem. State Bank of India, India’s largest government bank, has launched the facility in the name of a scheme to purchase agricultural land for farmers. Under the scheme, the bank will provide a loan of 85 per cent of the value of agricultural land. However you have to repay the loan to the bank in 7 to 10 years. You will have full rights over the land purchased after repaying the loan to the bank. The scheme aims to give small farmers and landless farm laborers more foothold by encouraging them to buy cultivable land.

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» The borrower should not be indebted in any way.
» A loan seeker should not have made any mistake in repaying any loan for two years.
» Account holders of other banks can also apply for loans.
» Account holder of another bank who should not be a debtor of that bank in any way.
» The applicant will get 85% of the land he wants to buy for farming but up to a maximum of Rs 5 lakh
» The bank will fix the original value of the land for 85% of the agricultural land
» Farmers with less than 2.5 acres of irrigated land can also apply for a loan.
» Landless farmers can also apply for a loan under this scheme.
» Farmers with farms with less than five acres of irrigation facilities can also apply

Mercy asked for a job in the bank, opened a fake branch of the bank which was delayed in the process, read how it was exposed
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  1. The scheme will be free for a period of up to two years
  2. There is a period of 2 years for the land purchaser to make the purchased land cultivable
  3. No installment is to be paid for the first two years of the land harvest
  4. The loan can be repaid in six monthly installments for 9-10 years after the commencement of farm production on the purchased land.

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