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Friday, September 11, 2020

Kisan Vikas Patra (KVP) - Types and Benefits of KVP Schem

Kisan Vikas Patra (KVP) - Types and Benefits of KVP Schem
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Kisan Vikas Patra in Hindi | Kisan Vikas Patra Calculator 2020 | Kisan Vikas Patra 2020 | How to encash Kisan Vikas Patra after maturity | Kisan Vikas Patra SBI | Kisan Vikas Patra online HDFC Bank | Kisan Vikas Patra Bank of Baroda
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-There is a kind of certificate that anyone can buy.
-It is issued in the form of certificates like bonds.
-There is a fixed profit (interest) on this.
-The interest rate varies from time to time.
-It can be purchased from any post office in the country
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Kisan Vikas Patra (KVP) is a savings scheme available at India Post Offices in the form of certificates. It is a fixed rate small savings scheme designed to double your investment after a predetermined period of time (124 months in the currently available issue).

The scheme is designed to encourage long-term investment and savings amongst the masses. It is suitable for investors who are reluctant to risk taking, have surplus money and are looking for assured returns.
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As per current rules, KVP certificates can be purchased from select public sector banks as well as from India Post Offices.

किसान विकास पत्र (KVP) प्रमाणपत्रों के रूप में भारत के डाकघरों में उपलब्ध बचत योजना है। यह एक निश्चित दर वाली छोटी बचत योजना है जिसे पूर्व निर्धारित अवधि (वर्तमान में उपलब्ध मुद्दे में 124 महीने) के बाद आपके निवेश को दोगुना करने के लिए डिज़ाइन किया गया है
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How much can you invest?There is no limit to invest in Kishan Vikas Patra.
However your minimum investment is Rs. Should be 1,000.
You can invest any amount in multiples of Rs.
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Who can benefit?You can get Kishan Vikas Patra from any branch of Post Office spread across the country.
You can also take it for any child or teenager.
It can also be taken on the names of 2 people.


Benefits under the schemeYou can withdraw your investment, but you have to wait at least 2.5 years.
If you invest money in Kishan Vikas Patra, it can be doubled in 118 months, 9 years and 10 months at the current 7.7 per cent annual interest rate.

Other features of the schemeYou also have the facility of nomination.
This certificate can be transferred from one person to another.
It can be transferred from one post office to another post office.

What evidence is needed?
2 passport photos,
Identity card (ration card, Aadhaar card, voter identity card, passport etc.),
Certificate of Residence (electricity bill, telephone bill, bank pass book etc.),
If your investment is 50 thousand,
PAN card is required at this stageKisan Vikas Patra in Hindi | Kisan Vikas Patra Calculator 2020 | Kisan Vikas Patra 2020 | How to encash Kisan Vikas Patra after maturity | Kisan Vikas Patra SBI | Kisan Vikas Patra online HDFC Bank | Kisan Vikas Patra Bank of Baroda

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